We pride ourselves on providing personal financial advice to suit our client's needs. Whatever your situation or your needs, we have the expertise to assist you.
For free, no-obligation financial advice, call our expert advisers on:
Or request a call back
We will aim to call you within 1 hour of receiving your request during working hours.
Buildings and contents insurance is placed under the bracket of home insurance. It is a combined insurance that will cover or replace any damage that might occur to the house or its contents, including loss. It is essential for all mortgaged houses, and the majority of other homeowners who do not have a mortgage will also have this type of insurance. It is possible to get the two insurances separately, although you will find that most providers offer them as a combined cover.
Some mortgage suppliers make buildings insurance compulsory when you take out a mortgage with them, to cover their loan. Otherwise, this insurance is highly recommended to protect you against unforeseen circumstances. Virtually every home in the country will have this type of insurance just for that reason, and it could end up proving to be very costly if you do not take the cover out.